Bank of Baroda Fixed Deposits

Fixed Deposits

Ideal to earn higher rate of interest, if you can spare money for a specified period of time. The period ranges from one month to 60 months as decided by the Depositor. This deposit plan offer convenient solutions to both working individuals as well as senior citizens. These products facilitate you to enjoy security and competitive rates of interest on your deposits.

Key Benefits

  • We offer fixed deposits in GBP, USD and Euro
  • Minimum deposit amount of GBP 500 or USD 500 or Euro 500
  • Minimum period of deposits – One Month
  • Maximum period of deposits – Sixty Months
  • Rate of interest depends on amount, currency and maturity period
  • Interest is paid on maturity. Tax, if applicable, would be deducted as per tax norms
  • We allow flexibility of part closure
  • We offer overdraft/ loan against deposit on demand up to 90% of deposit amount. For details please contact any of our U K branches
  • Facility to take premature payment of your deposit- for pre-mature payment, interest on deposit will be payable at applicable card rate on the date of accepting the deposit for the period remained with the bank minus one percent  penal interest . However, in case the deposit has remained with the bank for a minimum period of 12 months or deposit is renewed for a period of not less than unexpired period, there will be no penal interest levied for pre-mature payment.
  • Facility to automatically renew your deposit
  • Facility to view account balance & transactions over Internet
  • Eligible Deposits are guaranteed under FSCS

Click here to view interest rates table

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